Literasi Keuangan dan Finansial Teknologi dalam Inklusi Keuangan Pada UMKM

Abstract

Every MSME needs to understand about financial literacy and financial technology in managing their business financial inclusion, because it makes it easier for MSME owners to manage their business financial inclusion, especially in an effort to maintain the continuity of their business. This study aims to analyze the level of financial literacy and financial technology in MSME financial inclusion. The research method used is a qualitative method with a descriptive approach. The data collection technique used in this study was carried out by interviewing 4 informants related to finding out and collecting data on the level of financial literacy and financial technology in MSME financial inclusion. The data analysis technique used is descriptive analysis with a qualitative approach, namely by describing the research results as they are with the stages of editing and coding. The results of this study indicate that MSME owners in East Luwu Regency, Polewali Mandar Regency and Selayar Islands Regency have good knowledge of financial literacy and financial technology and these business owners stated that financial literacy and financial technology are related to their economic inclusion.